Medicare Penalty Calculator Utah — Sandy & Salt Lake County
How Much Could Medicare Late Enrollment Cost You?
This free Medicare penalty calculator Utah seniors can use shows your exact Part B and Part D late enrollment penalty in seconds. Missing your Medicare enrollment window is one of the most expensive mistakes a senior can make. The Medicare penalty calculator on this page helps you find out exactly how much you could owe in permanent monthly penalties — so you can take action before it’s too late. As a local Sandy, Utah Medicare advisor serving Salt Lake County, Fores Boo helps seniors avoid these costly mistakes every day.
The Medicare late enrollment penalty for Part B is 10% of the standard premium for every 12-month period you went without coverage. For Part D, it is 1% of the national base premium for every month you were late. Both penalties are permanent — they stay on your bill for as long as you have Medicare. In 2026, the standard Part B premium is $202.90 per month. Use the free Medicare penalty calculator below to see your exact numbers.
Medicare Late Enrollment
Penalty Calculator
Find out exactly how much you could owe in permanent monthly penalties — and how to avoid them.
Your Medicare Penalty Estimate
Based on the information you provided
HOW WE CALCULATED THIS
A 15-minute call can clarify your exact situation and prevent costly mistakes.
This calculator provides estimates only and is not a guarantee of your actual Medicare penalty. Penalties are set by CMS annually. The 2026 Part B standard premium is $202.90/mo. The 2026 national base beneficiary premium for Part D is approximately $36.78/mo. Employer coverage exemptions (SEP rules) may apply. Always confirm with a licensed Medicare advisor. Boo Insurance Services · Sandy, UT · 801-255-5341
Still Have Questions About Your Medicare Penalty?
Every situation is different. If you had employer coverage, a Special Enrollment Period, or other qualifying circumstances, you may be fully exempt from Medicare late enrollment penalties. Fores Boo has helped hundreds of seniors in Sandy, South Jordan, Murray, Draper, and Salt Lake City navigate exactly these situations — at no cost. Call 801-255-5341 or schedule a free Medicare penalty review today.