The Utah Turning-65 Medicare Roadmap: Your Turning 65 Medicare Checklist
The Utah Turning-65 Medicare Roadmap is a turning 65 Medicare checklist and kit for Utahns who are 3 to 12 months from 65. It takes you month by month from 6 months before your 65th birthday month to 3 months after, with printable worksheets, a 2-page Medicare Cheat Sheet and 8 short email lessons. Enter your email address and we'll send it to you.
Key takeaways
- Month by month: what to do from 6 months before your 65th birthday month to 3 months after.
- Your dates: a worksheet to write in the exact months of your 7-month window.
- Plain English: a cheat sheet with the 4 parts of Medicare, the enrollment periods and 25 terms.
- Worksheets: still working at 65, Advantage vs. Supplement questions, and your doctor and prescription list.
- Learn at your own pace: 8 short email lessons.
What's in the Roadmap
The Roadmap is 8 pieces you can print or keep on your phone. Each one is short and written in plain English.
- Turning-65 Roadmap (PDF). A month-by-month checklist. Each step links to a guide on our site, such as turning 65 in Utah and how to apply for Medicare.
- Your Personal Enrollment Window (PDF). Write in the 7 months of your Initial Enrollment Period and the month Part B would start. Or use our Medicare enrollment dates calculator.
- Medicare Cheat Sheet (PDF). Parts A, B, C and D, every enrollment period, and 25 Medicare terms explained in a sentence or two. One sheet, front and back.
- Still Working at 65? Decision Worksheet (PDF). A fill-in flow for the 20-employee rule, HSA timing, and the CMS-40B and CMS-L564 forms you use to sign up for Part B later.
- Advantage vs. Supplement Questions Worksheet (PDF). Eight questions to answer for yourself before you compare the two paths. No prices and no recommendations: just your priorities.
- Doctor & Prescription List (PDF). One place for your doctors, pharmacies and medications, ready for any plan comparison.
- Late-Penalty Avoidance Checklist (PDF). How the Part B and Part D late enrollment penalties work, with CMS figures.
- Medicare Basics in 8 Short Lessons. One short email lesson every few days for two weeks. Unsubscribe at any time.
Send me the Roadmap
Enter your email address and we'll send the full kit right away. It starts Medicare Basics in 8 Short Lessons, one short email every few days for two weeks.
By clicking "Send me the Roadmap," you're asking Boo Insurance Services, a licensed independent insurance agency, to email you the Roadmap and Medicare Basics in 8 Short Lessons. After the lessons, we'll send occasional emails with Medicare dates and reminders, and information about Medicare Advantage, Medicare drug (Part D) and Medicare Supplement (Medigap) plans. We'll contact you only by email. We won't call or text you. You can unsubscribe from any email at any time. Privacy Policy
How the Roadmap works
Your Initial Enrollment Period is 7 months long: the 3 months before your 65th birthday month, that month, and the 3 months after. If you sign up during the first 3 months, Part B starts the month you turn 65. If you sign up later, it starts the month after you sign up. If your birthday is on the 1st, every date moves one month earlier.
The Roadmap starts 3 months before that window opens, so you have time to check your job coverage, gather documents and list your doctors and prescriptions first.
Sources: Medicare.gov: When does Medicare coverage start? · SSA: Sign up for Medicare
Already getting Social Security?
If you already get Social Security or Railroad Retirement Board benefits, you're enrolled in Part A and Part B automatically. Your Medicare card arrives about 3 months before your coverage starts. The Roadmap still helps you decide about Part B if you're working, and about drug coverage and your other choices.
Who the Roadmap is for
- Utahns who turn 65 in the next 3 to 12 months.
- People who are still working at 65, or whose spouse is, and want to know whether Part B can wait.
- Adult children helping a parent get ready for Medicare.
Already on Medicare? Our guides to Open Enrollment in Utah and Medicare Advantage vs. Medicare Supplement may fit you better.
Rather talk it through? Call or book a phone or video call with our Utah team.
Call 801-255-5341Book a phone or video callMon–Fri 9am–5pm MT · TTY 711
About Boo Insurance Services
We're a licensed independent Medicare agency in Draper, licensed since 2014. We've helped 1,000+ Utahns with Medicare and have 170+ 5-Star Google Reviews. We meet by phone or video, all over Utah.
Frequently asked questions
What is in the Utah Turning-65 Medicare Roadmap?
Eight pieces: a month-by-month turning 65 Medicare checklist, a worksheet for your 7-month enrollment window, a Medicare cheat sheet, a still-working-at-65 worksheet, an Advantage vs. Supplement questions worksheet, a doctor and prescription list, a late-penalty checklist and an 8-lesson email course.
When should I start my turning 65 Medicare checklist?
About 6 months before your 65th birthday month. Your 7-month Initial Enrollment Period opens 3 months before that month, and starting earlier gives you time to check job coverage, HSA timing and your doctors first.
What do I need to give you to get the Roadmap?
Just your email address. We don't ask for a phone number. Every email has an unsubscribe link.
I'm still working at 65. Is the Roadmap still useful?
Yes. If your employer has 20 or more employees, your job plan usually pays first and you can often delay Part B. If it has fewer than 20, Medicare usually pays first. The still-working worksheet walks you through it, including the 8-month Special Enrollment Period after the job or coverage ends.
How does Boo Insurance Services get paid?
You won't pay us a fee. Insurance companies pay us when you enroll, and that doesn't change your plan's benefits, coverage or premium.
Questions about your dates? Call or book a phone or video call with our Utah team.
Call 801-255-5341Book a phone or video callMon–Fri 9am–5pm MT · TTY 711
Serving Utah residents. We do not offer every plan available in your area. Currently we represent 9 organizations which offer 58 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.